The 49 comes in a four-cabin charter layout or in one of a pair of three-cabin owner configurations. Hull number one has twin aft cabins. To starboard, there's a double with a hanging locker, a seat, and a compartment that can be used for pantry or other storage or for a washer and dryer. A second layout option replaces the storage area with room for a workbench or desk. To port, there's an athwartships double, a large hanging locker, shelving and storage, and an en-suite head and shower that also opens to the main saloon. Between the aft cabins is a kick-out panel that offers an additional means of egress in an emergency. Innerspring mattresses are found on both berths.
Forward, "spacious" comes up short when describing the owner's cabin on hull number one. An island queen with a memory-foam mattress is flanked by a seat and a cedar-lined hanging locker to port, with a shower compartment just aft. To starboard, there's a vanity, head, and a second cedar-lined hanging locker. Certainly comfortable at dock or mooring, an owner might, under way, look for a more suitable sea berth farther aft, where the ride would be smoother and there'd be something to lean against while heeled.